Key information about flood insurance and the NFIP program
Changes to the National Flood Insurance Program


DATE: 06/11/2014

LINK: Download PDF


In 2014, FEMA issued guidance to the Write Your Own insurance agents on implementation of the Homeowner Flood Insurance Affordability Act. Effective shortly after passage, pre-FIRM properties that were subjected to a full risk rate because they were purchased after enactment of Biggert-Waters or because of a lapse in coverage will see their subsidized rates restored.