GNO, Inc.’s Coalition for Sustainable Flood Insurance has prepared An Evaluation of Risk Rating 2.0 on NFIP Affordability, an analysis intended to capture and communicate the impacts of rising flood insurance premiums. This research is intended to provide Members of Congress and FEMA with an initial overview of Risk Rating 2.0, in the context of consumer behavior and NFIP’s history, and makes both short- and long-term policy and administrative recommendations, in consideration of affordability proposals made to date.